Quick walkthroughs

How to use

See the complete journey from setting up a trip to saving purchases, sharing costs and settling balances.

Standard walkthrough

Set up your home currency and trip, calculate a purchase and explore the core tools available to every user.

Pro walkthrough

See budgets, unlimited transactions, custom categories, transaction editing and Shared Trip tools in action.

Shared Trips • Pro

Set up a shared trip

From creating the trip to settling the final balance, these six steps keep group spending clear.

  1. Create the trip

    Open Setup, find Trips and choose Add Trip. Enter the trip name, switch on Shared Trip and save it.

    New Trip screen with Florida Trip named and Shared Trip switched on
  2. Add members and choose the split

    Open Edit Trip, name the trip owner and add everyone travelling. Choose an equal split, or set custom percentages for the group's usual arrangement. You can override this for an individual purchase later.

    Florida Trip setup showing Bob and Sam as members and the default purchase split section
  3. Invite the group

    Choose Manage Sharing, then share the iCloud invitation. Each invited person opens the link on their iPhone or iPad signed in to iCloud and accepts the Shared Trip.

    iCloud sharing screen for inviting more people to Florida Trip
  4. Assign their name on the invited phone

    On the invited person’s phone, open the Shared Trip in Setup. Under Who are you?, they must select their own name from the member list and save. This links that device to the correct traveller for purchases, balances and notifications.

    Who are you setting assigning Sam to the invited phone for Florida Trip
  5. Save shared purchases

    On the Main screen, open Shared purchase. Select who paid, choose the members sharing the cost, and use the trip default, an equal split or a custom split before saving.

    iPhone calculator showing a Florida price, Travel Card and Shared purchase for Sam and two members
  6. Check balances and record repayments

    Open History and scroll to Shared Trips. The app shows who owes whom and each member's share. Use Record repayment as people settle up, and share the balance summary with the group.

    Shared Trip balances showing what each member owes
Tip: In Manage Sharing, turn on Shared Trip notifications if you want an alert when another member adds a shared purchase or records a repayment.

Shared Trips FAQ

Questions about sharing

Quick answers covering iCloud, privacy, members, balances and troubleshooting.

What prerequisites are required?

Each person needs How Much Travel on an iPhone or iPad, an active iCloud account signed in on that device, iCloud Drive enabled and an internet connection for invitations and syncing. iCloud access must not be restricted by Screen Time or device management. Creating and managing a Shared Trip is a Pro feature.

How are Shared Trips secured?

The trip is stored by CloudKit in the owner’s private iCloud database and made available through Apple’s iCloud sharing system only to accepted participants. Permissions are controlled by the iCloud share. Apple encrypts third-party iCloud app data in transit and on its servers.

Who is “Me”, and how do I replace it?

“Me” is the temporary member used when the person on a device has not yet identified themselves. Open the trip in Setup, choose Edit Trip, select the correct person under Who are you?, then save. See Step 4 above.

How do I rename a Shared Trip?

Open Setup, find the trip, choose Edit Trip, change its name and save. Accepted members have permission to update shared data in the current version, so agree the new name with the group. The iCloud owner remains responsible for invitations and deleting the trip for everyone.

Who can invite or remove people?

The iCloud share owner manages participants. On the owner’s device, open Setup → Manage Sharing and use Apple’s sharing screen to invite or remove people.

Does everyone use the same iCloud account?

No. Each traveller should use their own active iCloud account. The owner sends an invitation and each person accepts it while signed in to the account intended for that device.

Can other members see my card details?

No sensitive card details are shared. Your own device can show the card profile you used, while another member’s device displays a privacy-safe description such as Sam’s card or Sam’s cash.

Do repayments move money between members?

No. Record repayment records that money was settled and updates the balances; it does not initiate a bank or card payment. The Request action helps you send the amount using a compatible app.

What happens if the internet connection is unavailable?

You can continue viewing locally saved information. An internet connection is required to accept invitations and exchange updates through iCloud. When service returns, reopen the app and allow iCloud a moment to refresh before making conflicting changes.

How do Shared Trip notifications work?

Notifications are optional. Turn them on under Manage Sharing to receive alerts when another member adds a purchase shared with you or records a repayment to you. Notification permission must also be enabled for How Much Travel in iPhone Settings.

What happens when a member removes the trip?

A participant who did not create the iCloud share can remove the trip from that device without deleting it for everyone. Existing saved purchases remain in History. Only the iCloud share owner can delete the Shared Trip for all participants.

Will a normal app update remove the trip or its transactions?

No. A normal App Store update keeps Shared Trips, members, transactions, repayments and sharing links in place. Deleting the app or its iCloud data is different, so make a backup before doing either.

How do I back up a Shared Trip?

Open History, scroll to Shared Trip balances and choose Backup. Store the backup file somewhere safe. Use Restore Shared Trip Backup in Setup if you need it later.

Why will an invitation not open or finish importing?

Check that the invited device is online, signed in to iCloud, has iCloud Drive enabled and has the latest version of How Much Travel. Open the invitation on the intended device, wait briefly for iCloud to prepare the share, then try the link again. If necessary, ask the owner to remove and re-invite that person.

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